If you are purchasing a home in Florida, your insurance agent may ask you to provide a Windstorm Mitigation inspection before they write your policy. If the house is more than 20 years old, your agent may also ask you to provide a Four-Point inspection. The Windstorm Mitigation inspection looks for construction features or updates to the home that make it more resistant to damage during a hurricane or wind storm. The results of this inspection may qualify you for discounts off of your homeowner's insurance premium.
During a Windstorm Mitigation inspection, the inspector will be checking multiple areas throughout the home. One of the most important of these areas is the attic, so it is critical that the inspector have access to it. He will be looking at the roof trusses and attachments to determine what methods were used to install the roof and roof covering. Other areas that will be inspected include doors and windows.
Wind Mitigations may be ordered alone or packaged with a Home Inspection or Four-Point Inspection.